Commercial Insurance

The Texas economy is strong. We have a business-friendly climate and hundreds of people move into our state every day. This encourages new businesses to open and helps established businesses to continue their growth. However, every business faces several risks and uncertainties. Some of these risks could cost your business greatly. Fortunately, you can make sure your business has a strong financial safety net if these events ever occur.

  • Commercial Auto Insurance – If you have vehicles that are used for your business, you should carry commercial auto insurance. It works just like personal auto insurance, except it covers you while doing business, which is most likely excluded from your personal policy.
  • General Liability – This protects businesses from the most common financial pitfalls and ensures they are financially and legally protected should they ever be sued for injuries or damages arising out of routine business and employee operations.
  • Workers Compensation – If your employees are hurt on the job, this plays an integral part in protecting the business, by helping to cover the cost of their medical bills and lost wages.
  • Business Owners Policy – Whether your business owns or rents its location, this is a flexible policy that can cover business property, inventory, building structure, and premises liability.
  • Professional Liability – If you provide professional services, including legal, accounting and others, this coverage protests if you are sued for allegations of errors or omissions related to the performance of your services.
  • Cyber Insurance – If your business owns computers or you are an IT business, it is worth considering this coverage to protect your computers against damages from data breaches, cyber attacks and other electronic threats.

With so many different types of risks and commercial coverage, it is important to be thorough when determining what coverage is right for your business. At ANI Texas, our team will work with you to determine the best coverage at the best prices for your business.

Contact us today to get started finding the right coverage for your business.

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